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Wealth Para Todos Academy Terms And Conditions of Use

By participating in the Wealth Para Todos Academy (hereafter “The Academy”) or accessing the Wealth Para Todos Academy Site located at [www.wealthparatodos.com/login] (hereafter “Site”) you are agreeing to the following terms.


The terms “Company”, “we”, “us”, and “our” refer to Wealth Para Todos LLC. The term “Site” refers to https://www.wealthparatodos.com/wealth-para-todos-academy. The term “Client”, “user,” “you” and “your” refers to clients, client team members (including employees, contractors and other representatives of client and client’s company) and any other users of the site. The term “Service” refers to the services included in The Academy as outlined below.

Use of the Service, including all information and educational materials presented herein by Wealth Para Todos LLC, is subject to the following terms and conditions. These Terms and Conditions apply to all clients, and all other users of the site. By using the Site or Service you agree to these Terms and Conditions, without modification, and acknowledge reading them.

1. Scope of Services (“the Services”) 

The Academy includes the following services (“the Academy Services”):

  • Live monthly Financial Literacy workshops 
  • Live monthly Thought Work Group Coaching
  • Live monthly co-working sessions for creating self-care spending plans and reviewing numbers
  • Live monthly "Increase Your Income" Group Coaching Sessions
  • An eMoney account to track expenses and investment progress
  • Access to all past Financial Literacy Workshops
  • Access to all past Thought Work Coaching Sessions
  • One 1:1 45 minute coaching session with Soledad
  • Access to the Wealth Para Todos Community messaging App
  • A personalized dashboard to track you self-care spending, debt pay-off, savings contributions and investment contributions

Any additional services provided by Company to Client may require additional fees to be discussed and agreed upon by the parties.

2. Member Duties 

a. Compensation: In consideration for the Services provided by us to you as set forth in paragraph 1 above, you agree to pay the current membership fee corresponding to the experience you selected at the time of joining The Academy.  In the event that any authorized charge applied by us to your card fails, you remain responsible for payment as agreed herein, as well as any penalty fees as detailed in paragraph 2(b).

b. Materials to be Provided by You: You agree to provide all materials, information and documentation that may be required by us to effectively perform our responsibilities in connection with the Services.

c. Payment Plan: If you have elected to enroll in an installment payment plan for The Academy, you agree to also authorize the charges on your credit card. By signing up for the payment plan, you also agree to pay your balance in full by the date specified on your payment plan. You also acknowledge that the credit card(s) or payment method(s) you use to purchase any payment plan for any individual product will be active, valid and have sufficient funds available during the entire term of the payback period. If for any reason my payment is declined, you agree to provide an alternative, valid payment method. If your credit card cannot be charged on the date specified by us, we reserve the right to revoke your access to The Academy. We reserve the right to report delinquent payments to credit agencies and collections agencies.

d. Additional Member Duties. You understand that your success in The Academy is dependent upon your level of participation in the Services. In order to get the most out of the Service, you must also work to implement the tools and strategies learned throughout the Service, and make considerable efforts toward your own business development on your own time during the term of Services. You are responsible for requesting additional support from us, if needed 

3. Term

The term of these Terms and Conditions shall be for the length of The Academy, beginning on the date of your purchase. The term shall continue upon your continued use and participation in the Services.

4. Cancellation and Refunds

You may cancel your participation in The Academy at any time. No refunds will be offered after joining The Academy. If you have elected a Payment Plan and have chosen to cancel your participation in The Academy, any upcoming payments will not be owed, however any and all completed payments will not be refunded.

We may cancel your membership at any time for any reason by providing written notice to you. In the event that we cancel your membership, we will provide a prorated refund of the membership fees to be calculated based on the time left in that month, if any. Notwithstanding our obligation to refund prorated membership fees in the event of our cancellation, no other partial or full refunds will be given to Client for any reason on any date. Neither Client’s cancellation, nor Client’s failure to effectively participate in The Academy, are grounds for a refund.

5. No Guarantees/Disclaimer

Materials and information provided on the website or through The Academy are not indicative of likely results in any particular fashion. We make no guarantees as to results; further, past results do not guarantee future results for that same client or party, or any third-party. We make no income/financial/investment claims, nor guarantee of any kind regarding the potential income or results through our communications or your participation in the purchase of any of the products or services on this Site. There is no guarantee you will earn or make any money using any of our, method or resources, and your income and investments are dependent solely on you and your actions or non-actions.

The information presented by the Academy is provided “as is” and “as available,” without representation or warranty of any kind. We do not represent or warrant that such information is or will be always current, complete, or accurate. We disclaim all warranties of any kind, including but not limited to any express warranties, statutory warranties, and any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. To the extent that your jurisdiction does not allow limitations on warranties, this limitation may not apply to you. Your sole and exclusive remedy relating to your use of The Academy shall be to discontinue using The Academy. 

6. No Professional Financial Relationship

You understand that enrollment and participation in the Services does not amount to any sort of professional financial relationship between you and us, our employees, or contractors. You further understand that, although financial information may be communicated to you during the Services, such information is not professional financial advice. Your reliance on such financial information is at your own risk.

Any and all content available through The Academy, including, but not limited to: text, images, audio, video, social media posts, blog posts, or any other format (hereinafter “Content”), is made available solely for educational and informational purposes only, and does not constitute or professional legal, tax, investment, financial or other advice. Always seek the advice of a qualified professional or provider with any questions you may have regarding your situation. We are not a fiduciary by virtue of any person’s use of or access to the Content.

As an individual with access to the Content, You assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content before making any decisions based on such information or other Content. In exchange for viewing and accessing the Content, you agree not to hold Wealth Para Todos, LLC liable for any possible claim for damages arising from any decision you make based on information or other Content made available to you.

7. Confidentiality 

a) Client Information: Any and all Client information and data of a confidential nature, including but not limited to any and all design, creative, marketing, sales, operating, performance, know how, business and process information (hereinafter referred to as “Confidential Information”), shall be treated by Company in the strictest confidence and not disclosed to third parties or used by Company for any purpose other than for providing Client with the services specified hereunder without Client’s express written consent, other than to comply with the law. Confidential Information shall not include any information which (a) becomes available to the public through no breach of confidentiality by Company, (b) was in Company’s possession prior to receipt from the disclosure, (c) is received by Company independently from a third party free to disclose such information, or (d) is independently developed by Company without use of the Client’s Confidential Information.

b) Participant Information: Client agrees to keep confidential any Confidential Information, as defined in paragraph 7(a), shared by fellow participants in The Academy (herein referred to as “Participants”). Any Confidential Information shared by Participants is confidential, Proprietary, and belongs solely and exclusively to the Participant who discloses it. Client agrees not to disclose, reveal or make use of any Confidential Information or any transactions, during discussions, in The Academy or otherwise. Client agrees not to use such Confidential Information in any manner other than in discussion with other Participants during the membership. Confidential Information shall not include information rightfully obtained from a third party. Client will keep Participants’ Confidential Information in strictest confidence and shall use the best efforts to safeguard the Confidential Information and to protect it against disclosure, misuse, loss and theft.

c) Company Information: Client agrees to keep confidential any Confidential Information, as defined in paragraph 7(a), shared by Company in The Academy. Any Confidential Information shared by Company, its employees or contractors is confidential, Proprietary, and belongs solely and exclusively to Company. Client agrees not to disclose, reveal or make use of any Confidential Information or any transactions, during discussions, on the Facebook group or otherwise. Client agrees not to use such Confidential Information in any manner other than in discussion with other Participants during the membership. Confidential Information shall not include information rightfully obtained from a third party. Client will keep Company’s Confidential Information in strictest confidence and shall use the best efforts to safeguard the Confidential Information and to protect it against disclosure, misuse, loss and theft.

d) Non-Disparagement: Client shall, during and after the participation in The Academy refrain from making any statements or comments of a defamatory or disparaging nature to any third party regarding Company, or any of Company’s officers, directors, employees, personnel, agents, policies, services or products, other than to comply with law.

e) Violations of Confidentiality: Client agrees that if Client violates or displays any likelihood of violating this paragraph 7 the Company and/or the other The Academy Participant(s) will be entitled to injunctive relief to prohibit any such confidentiality violations to protect against the harm of such violations.

8. Independent Contractors 

(a) Independent Contractor Relationship: These Terms and Conditions shall not render Company an employee, partner, agent of, or joint venturer with the Client for any purpose. Company is and will remain an independent contractor in its relationship to the Client. Company is or remains open to conducting similar tasks or activities for entities other than the Client and holds itself out to the public to be a separate business entity. Company shall retain sole and absolute discretion in the manner and means of carrying out the activities and responsibilities under these Terms and Conditions. Company shall be responsible to the ownership and management of the Client, but Company will not be required to follow or establish a regular or daily work schedule. Company will not rely solely on the equipment or offices of Client for completion of tasks and duties set forth pursuant to these Terms and Conditions. Any advice given to Company regarding services performed for the Client shall be considered a suggestion only, not an instruction. Company and Client agree to conform to any and all IRS tests necessary to establish and demonstrate the independent contractor relationship between Client and Company.

(b) Taxes & Benefits: Company will be responsible for filing its own tax returns and to pay taxes in accordance with all provisions of applicable Federal and State law. Client shall not be responsible for withholding taxes with respect to Company’s compensation. Company shall have no claim against Client for vacation pay, sick leave, retirement benefits, social security, worker’s compensation, health or disability benefits, unemployment insurance benefits or employee benefits of any kind.

9. Ownership of Intellectual Property

Client agrees that The Academy contains proprietary content (“Intellectual Property”) that is owned solely by Company and/or its licensors and is protected by copyright, trademark, and any other applicable intellectual property laws. Company retains the sole right to use, reproduce, and distribute the Intellectual Property throughout the world in any and all mediums. Company grants Client a license to use the Intellectual Property solely for Client’s own noncommercial purposes. Client agrees that it has no right to create derivatives of, share, reproduce, distribute, modify, translate, post, license, sell, loan or otherwise exploit the Intellectual Property, whether commercially or non-commercially, and acknowledges that doing so constitutes a violation of law. For the avoidance of doubt, Client agrees not to create any derivative products, blog posts, websites, guides, worksheets, tool kits, videos, audio recordings, or the like based on Company’s Intellectual Property or that in any way violate Company’s Intellectual Property. Any registered or common law trademark, service mark, logo or tagline used in conjunction with The Academy is property of the Company. Client may not use such trademarks or service marks for any purpose except with written permission by Company.

10. Your Account

You may be required to register with The Academy in order to access certain areas of the Site. With respect to any such registration, we may refuse to grant you the username you request. Your username and password are for your personal use only. If you use the Site, you are solely responsible for maintaining the confidentiality of your account and account password.  You agree to accept responsibility for all activities that occur under your account or password. In addition to all other rights available to The Academy, including those set forth in these Terms, we reserve the right, in our sole discretion to terminate your account or your use of the Site, block or prevent future access to and use of the Site, refuse service to you, or cancel you order (i) if you violate any of these Terms; (ii) for any other reason; or (iii) for no reason. Upon any such termination, your right to use The Academy will immediately cease.

11. Referrals to Other Services

As a part of your participation in The Academy, we may refer you to outside service providers, (i.e., eMoney) within the scope of The Academy. Your relationship with other professionals or third party service providers that you may come into contact with as a result of your participation in The Academy are solely between you and such parties. You understand and agree that we provide such referrals as a matter of convenience and courtesy to you, and we does not authenticate, or warrant any product, offer, or service offered by any such third party nor do we supervise the work of any such third party.

12. Warranties

(a) Company’s Warranties: Company represents, warrants and covenants that, Company has full authority to enter into these Terms and Conditions and all of the Services, whether performed by Company or any of its subcontractors, will be rendered using sound, professional practices and in a competent and professional manner by knowledgeable and qualified personnel.

(b) Client’s Warranties: Client represents, warrants and covenants that Client has full authority to enter into these Terms and Conditions and has or will obtain, during all times relevant hereunder, all of the necessary consents, rights, licenses, clearances, releases or other permissions to lawfully consummate the transactions and lawfully discharge, in all material respects, each and every of Client’s obligations or duties set forth hereunder, whether performance is due now or hereafter during the Term.


13. Limitation of Liability




14. Effect of Headings

The subject headings of the paragraphs and subparagraphs of these Terms and Conditions are included for convenience only and shall not affect the construction or interpretation of any of its provisions.

15. Entire Agreement; Modification; Waiver

These Terms, coupled with the terms located here, constitute the entire agreement between the parties pertaining to the subject matter contained in it and supersedes all prior and contemporaneous agreements, representations, and understandings of the parties. No supplement, modification, or amendment of these Terms and Conditions shall be binding unless executed in writing by all the parties. No waiver of any of the provisions of these Terms and Conditions shall be deemed, or shall constitute, a waiver of any other provision, whether or not similar, nor shall any waiver constitute a continuing waiver. No waiver shall be binding unless executed in writing by the party making the waiver.

16. Changed Terms

We may at any time amend these Terms and Conditions. Such amendments are effective immediately upon notice to you by us posting the new Terms and Conditions on the Site. Any use of the Site or Service by you after being notified means you accept these amendments. We reserve the right to update any portion of our Site and Service, including these Terms and Conditions at any time. We will post the most recent versions to the Site and list the effective dates on the pages of our Terms and Conditions.

17. Assignment 

These Terms and Conditions shall be binding on, and shall inure to the benefit of, the parties to it and their respective heirs, legal representatives, successors, and assigns; provided, however, that Client may not assign any of its rights under these Terms and Conditions, except to a wholly owned subsidiary entity of Client. No such assignment by Client to its wholly owned subsidiary shall relieve Client of any of its obligations or duties under these Terms and Conditions.

18. Notices

(a) All notices, requests, demands, and other communications under these Terms and Conditions shall be in writing and properly addressed as follows:

To the Company:

Wealth Para Todos, LLC

c/o Rita Soledad Fernández
P.O. Box 26343
Los Angeles, CA 90026

To the Client:

Client’s address provided at the time of joining the membership.

(b) Any party may change its address for purposes of this paragraph by giving the other parties written notice of the new address.

19. Governing Law; Venue; Mediation

These Terms and Conditions shall be construed in accordance with, and governed by, the laws of the State of California as applied to contracts that are executed and performed entirely in California. The exclusive venue for any court proceeding based on or arising out of these Terms and Conditions shall be Los Angeles County, California. The parties agree to attempt to resolve any dispute, claim or controversy arising out of or relating to these Terms and Conditions by mediation, which shall be conducted under the then current mediation procedures upon which the parties may agree. The parties further agree that their respective good faith participation in mediation is a condition precedent to pursuing any other available legal or equitable remedy, including litigation, arbitration or other dispute resolution procedures.

20. Recovery of Litigation Expenses

If any legal action or any arbitration or other proceeding is brought for the enforcement of these Terms and Conditions, or because of an alleged dispute, breach, default, or misrepresentation in connection with any of the provisions of these Terms and Conditions, the successful or prevailing party or parties shall be entitled to recover reasonable attorneys’ fees and other costs incurred in that action or proceeding, in addition to any other relief to which it or they may be entitled.

21. Severability 

If any term, provision, covenant, or condition of these Terms and Conditions is held by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, the rest of the These Terms and Conditions shall remain in full force and effect and shall in no way be affected, impaired, or invalidated.

Questions about these Terms and Conditions? Email us at [email protected]

Updated May 30, 2023


The information you obtain through this website, along with any product mentions made or recommendations provided by Wealth Para Todos LLC are the author's opinions and do not constitute legal, accounting, investment advice or tax advice. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, investments or accounting obligations and requirements. All content is for educational purposes only.